It’s smoooth and simple

Elevate your shopping game when you choose to pay with Klarna at checkout. Spread the cost of your purchase over time with 4 equal payments. It's shopping the way it should be. Effortless, safe and fun.

4 equal payments

Split your purchase into 4 payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. There are no fees when you pay on time.

How to shop with Klarna

Add item(s) to your cart and head to the checkout.

Select Klarna at checkout and spread your payments over time.

Manage your orders and payments in the Klarna app.

The best way to shop.

See all of your purchases in one place, pay any open balances and much more in the Klarna app. You can also log into your Klarna account at If you need any help, Klarna Customer Service is always there for you.


Frequently Asked Questions

Don’t see your question here? Check out Klarna’s full FAQ page. You can chat with a Klarna customer service representative by downloading the Klarna app.

What are 4 equal payments from Klarna?

Your purchase will be split into 4 equal payments, each automatically charged to your debit or credit card every 2 weeks. There are no fees when you pay on time. It’s that easy.

What happens if I miss to pay one payment?

If Klarna is unable to collect a biweekly payment on the scheduled day, they will try again and notify you prior to doing so. If the payment is unsuccessful when they retry, the missed payment will be added to the next scheduled payment. To keep you in the loop, Klarna will send you an email notification if your payment was unsuccessful. For more information please review product terms

Safe and secure.

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases.


About Klarna

Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and the leading alternative payment provider. Klarna’s vision is to make shopping smoooth, adding value for consumers and retailers with unique payment options and superior customer experience.

Klarna has 5,000 employees across 45 countries, and is leading the way for alternative payments by serving 147 million consumers and 400,000+ merchants payment solutions.

Solve your problems with the Klarna app.

Simply download the Klarna app to:

  • Resolve problems, handle returns

  • Manage your payments, view your purchases

  • Get help directly in our chat, come and go, you'll never miss a message

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